What types of loans do you offer?

We offer a variety of loans such as:

  • Business Loans 
  • Education Support Loans 
  • Salary Earners Loans 
  • PayDay Advance Loans 
  • Public Sector Loans 
  • Auto/Vehicle Loan, etc. 

What are your loan requirements?

For Salary Earners (Civil Servants & Private sector employees) 

  • Valid means of Identification (Driver’s License, National ID Card, International Passport 
  • Work ID Card 
  • Recent utility bill 
  • Bank statement for the last 6months 

For Salary Earners (Civil Servants & Private sector employees) 

For Business Owners 

  • Appropriate Collateral 
  • Guarantor 
  • Post-Dated Cheques

What is your interest rate?

The interest on some of our loan is as low as 2.8% and not exceeding 3% for other loans. We will review our rates downward for you should you find a lower interest elsewhere. 

Do I need to open account before I can get a loan?

You can walk into our bank today and walk out with a loan, you absolutely do not need to have operated an account with us before accessing a loan. 

What type of collateral do you accept?

Flexible collateral arrangements depending on loan size (household goods, business equipment, goods in stock, vehicles, property etc.) 


What types of account are available?

We have a variety of account types to suit our different category of customers such as 

  • Max yield interest acct 
  • Fixed Term Deposits acct 
  • Target Vault Savings 
  • Teen & Junior Savers 
  • Easy Save 
  • USSD banking, etc. 

…download our app to open your account” 

What is the minimum opening balance?

All Accounts are zero account opening balance. 

Does Fina Trust MFB have a USSD code?

Yes we do. Dial *641*027# to get started 

What transactions can I do with the USSD code?

You can process transfer to other account holders, perform airtime top-up  and you can pay bills too.


Does your bank have a mobile app?

Yes we do have a mobile App called Fina TrustApp.

How do I get the app?

Android phone users can download the app from while iOS phone users can download the app from 

 Follow the instruction displayed within the app to register and begin to bank on the go! 


Is ATM card available to your customers?

If you opt for an ATM card in the account opening form then you will be issued with one within a short period.

I stay far away from the bank, do I need to visit any of your branches to use the ATM?

Our ATM card works on any ATM machine anywhere in Nigeria; therefore, you do not need to visit any of our to use the ATM card.